Canada's Dental Plan Is Here To Help

Canada's Dental Plan Is Here To Help

At Evolve Dental Studio, we proudly support our patients by accepting payment through the Canadian Dental Care Program, ensuring that everyone who qualifies can access the dental care they need. Your oral health is our priority, and we’re committed to making quality dental care accessible for all.

Ask Us. We're CDCP Experts!

Ask Us. We're CDCP Experts!

We Welcome Canadian Dental Care Plan Patients

The Canadian Dental Care Plan is designed to provide essential dental services to those who qualify, making dental care more accessible and affordable. Think of it as Canadian dental insurance for households earning less than 90,000 per year.  Covering both preventative and restorative procedures, the plan ensures comprehensive coverage for a wide range of dental treatments.The program is not just a Canadian dental plan for seniors, it also cover children and every age in between.

The Canadian Dental Care Plan is designed to provide essential dental services to those who qualify, making dental care more accessible and affordable. Think of it as Canadian dental insurance for households earning less than 90,000 per year.  Covering both preventative and restorative procedures, the plan ensures comprehensive coverage for a wide range of dental treatments.The program is not just a Canadian dental plan for seniors, it also cover children and every age in between.

Who Qualifies For The CDCP

To qualify for the Canadian Dental Care Plan (CDCP), you must meet all of the following criteria:

No Dental Insurance

You do not have access to dental insurance or coverage through your or a family member's employer, a professional or student organization, or a purchased private plan.

Income Requirements

Your adjusted family net income (the combined net income of you and your spouse or common-law partner, as reported on your annual tax returns), is less than $90,000.

Residency

 You are a Canadian resident for tax purposes which may include Canadian citizens, permanent residents and protected persons all of who meet the tax filing requirement.


Tax Filing

You (and your spouse or common-law partner, if applicable) have filed your tax returns in Canada for the previous year.

Will I Have Any

Out-Of-Pocket Expenses

Any  out-of-pocket costs are determined by several factors including;

01

The Dental Clinic

Each dental clinic chooses whether or not to participate in the CDCP, and you are responsible for additional costs if your dentist charges more than the CDCP established fee. At Evolve Dental Clinic, we only charge what the CDCP rates allow, so you will not have any additional out-of-pocket costs owed to us for services covered.

01

The Dental Clinic

Each dental clinic chooses whether or not to participate in the CDCP, and you are responsible for additional costs if your dentist charges more than the CDCP established fee. At Evolve Dental Clinic, we only charge what the CDCP rates allow, so you will not have any additional out-of-pocket costs owed to us for services covered.

02

Household Income

The CDCP cost of dental services covered is determined by your household income;


  • Under $70,000 - 0% co-payment
  • $70,000 to $79,999 - 40% co-payment
  • $80,000 and $89,999 - 60% co-payment

02

Household Income

The CDCP cost of dental services covered is determined by your household income;


  • Under $70,000 - 0% co-payment
  • $70,000 to $79,999 - 40% co-payment
  • $80,000 and $89,999 - 60% co-payment

03

Services Performed

Percentage Covered is also determined by the type of service performed;


  • Diagnostic services: exams, x-rays
  • Preventive services: cleaning, fluoride applications, and sealants
  • Restorative services: fillings, crowns, and posts (some of which may require preauthorization)
  • Endodontic services: root canal treatments
  • Periodontal services: deep cleanings and other treatments for gum disease
  • Oral surgery: tooth extractions and other surgical procedures
  • Prosthodontic services: complete and partial dentures, and denture repairs
  • Anesthesia: sedation services (some of which may require preauthorization)
  • Orthodontic services: limited coverage is available for cases of medical necessity and may require preauthorization.

03

Services Performed

Percentage Covered is also determined by the type of service performed;


  • Diagnostic services: exams, x-rays
  • Preventive services: cleaning, fluoride applications, and sealants
  • Restorative services: fillings, crowns, and posts (some of which may require preauthorization)
  • Endodontic services: root canal treatments
  • Periodontal services: deep cleanings and other treatments for gum disease
  • Oral surgery: tooth extractions and other surgical procedures
  • Prosthodontic services: complete and partial dentures, and denture repairs
  • Anesthesia: sedation services (some of which may require preauthorization)
  • Orthodontic services: limited coverage is available for cases of medical necessity and may require preauthorization.

Wondering If You Will Have To Pay Anything With Your CDCP Coverage?

We're here to help. While co-payment is ultimately determined by where you qualify in the CDCP program, our experience at Evolve Dental Studio is that most patients have no out of pocket expenses for many routine dental procedures.


If you are wondering if you will have to pay anything out of pocket, let us help. Simply provide the following information and we will get back to you with details about your coverage.

Contact Us

Wondering If You Will Have To Pay Anything With Your CDCP Coverage?

We're here to help. While co-payment is ultimately determined by where you qualify in the CDCP program, our experience at Evolve Dental Studio is that most patients have no out of pocket expenses for many routine dental procedures.


If you are wondering if you will have to pay anything out of pocket, let us help. Simply provide the following information and we will get back to you with details about your coverage.

Contact Us

Are There Limits On My Dental Work?

While there are no annual dollar limits on what you can receive, the Canadian Dental Care Plan (CDCP) does have specific frequency limitations for many of its covered services.This means that for certain procedures, you can only receive them a certain number of times within a given period (e.g., a year or every few years).

What If I Have

Dental Insurance?

The Canadian Dental Care Plan (CDCP) is specifically for individuals and families who do not have access to any form of dental insurance. Therefore, if you currently have dental insurance, you are not eligible for the CDCP.


This rule applies even if:


  • Your employer offers a dental plan, but you chose not to enroll or opted out. The government considers this "having access," making you ineligible.
  • You have a Health Spending Account (HSA) through your employer. This is considered a form of dental coverage.
  • You have a private dental insurance plan that you purchased yourself. As long as that policy is active, you are not eligible for the CDCP.


The only exception is if you have dental coverage through another government social program (provincial, territorial, or federal). In that specific case, you may still be able to apply for the CDCP, and the benefits would be coordinated to avoid gaps in your coverage.

A young boy is sitting in a dental chair while a dentist holds a model of his teeth to demonstrate proper brushing technique.

Apply For Coverage

Applying for the Canada Dental Care Plan is a straightforward process that provides access to essential dental care for eligible Canadians.

Apply
A young boy is sitting in a dental chair while a dentist holds a model of his teeth to demonstrate proper brushing technique.

Apply For Coverage

Applying for the Canada Dental Care Plan is a straightforward process that provides access to essential dental care for eligible Canadians.

Apply
A dentist is talking to a patient in a dental office while looking at a tablet and explaining Sedation dentistry.

Get Questions Answered

The Government has set-up various channels to contact and ask questions about the Canada Dental Care Plan.

Learn More
A dentist is talking to a patient in a dental office while looking at a tablet and explaining Sedation dentistry.

Get Questions Answered

The Government has set-up various channels to contact and ask questions about the Canada Dental Care Plan.

Learn More

Evolve Dental Studio

  • How do I use my benefit?

    Once your application is approved you will recieve a benefit card from Sunlife, who is under contract to administer the program. Simply present your card when you paying.

  • What is covered under the plan?

    The Canada Dental Care Plan covers a wide range of essential dental services, including routine check-ups, cleanings, x-rays, fillings, and extractions. It also includes coverage for more extensive procedures like root canals, crowns, and certain types of dentures. Preventive care, such as fluoride treatments and sealants, is also included to help maintain oral health and prevent future issues.

  • Do all dentists accept the Canada Dental Care Plan?

    No. As businesses it's up to each dental clinic owner to decide on accepting patients under the program. To participate, dental clinics must apply to be a part of the program.

  • What is "adjusted family net income" for the CDCP?

    For the Canadian Dental Care Plan (CDCP), "adjusted family net income" is the key factor used to determine both your eligibility and the percentage of costs the plan will cover. This is a specific calculation performed by the Canada Revenue Agency (CRA) based on your and your spouse's or common-law partner's most recent tax returns.


    In simple terms, it's the combined net income of you and your spouse or common-law partner, if you have one. It's important to note that this does not include the income of any dependent children.


    The CRA's calculation is more precise, starting with the "Net Income" (Line 23600) from your tax return (and your spouse's, if applicable), and then making certain adjustments, such as:


    Subtracting any Universal Child Care Benefit (UCCB) and Registered Disability Savings Plan (RDSP) income received.


    Adding back any UCCB and RDSP amounts that were repaid.


    This final figure is what the government uses to determine if your household income is less than $90,000, and what your co-payment percentage will be. Filing your taxes each year is crucial, as this is the only way for the CRA to calculate your adjusted family net income and confirm your eligibility.